What’s messy? This:

A property in my city was owned by an out-of-state landlord who needed to sell, and the property needed some repairs. Their agent had insisted the home could not be sold with renters still living there. But the owner could not afford even one month of mortgage payments without a renter. So the owner needed to sell, but had no way of doing it without taking a massive risk.

Discover What People are Saying About Me

“I've been studying and investing in real estate for over 20 years and I have not seen anyone talkabout subject-tos like Lindsey! She explains how to buy properties that help sellers who may noteven be behind on their payments. This course explains how this strategy has very little competition. I highly recommend!”

Balyn B.

“I would recommend Clever Kitty Investing with Lindsey to anyone looking to get started in Real Estate investing. I am currently enrolled in the Sub-to training (June 2023) and Lindsey provides such great detailed information. She offers great support and recommendations. The course clarifies and walks you through from start to finish. She even includes examples from previous deals which is a huge help!”

Kendra B.

Why you NEED this course if you want to grow a CASH FLOWING Real Estate portfolio.

  • Buy Houses Without CASH or CREDIT!

    You will be able to buy houses with out using any of your own cash and you don't need to qualify for a loan!

  • Close Deals With No Competition

    After learning Subject-to transactions you will be able to close deals other people don't understand how to structure or close!

  • Cash Flow and Equity

    You will be able to get cash flow and equity from houses that other people will overlook. Plus you will be using loans that have better interest rates than you can get as an investor.

What is Subject-to Investing?

"Subject-To" is a way of purchasing real estate where the real estate investor takes title to the property but the existing loan stays in the name of the seller. The investor now controls the property and makes the mortgage payments on the seller's existing mortgage but does not assume liability for the mortgage. Properties can be purchased using this method with little to no cash and no credit. "Subject-To" is a creative real estate financing technique that all serious investors should know and understand.

Why is Subject-to a great way to build a portfolio?

You can buy unlimited number of properties without cash OR credit! It is in my opinion one of the best ways to build a portfolio of income-producing real estate. The following are great reasons to learn this technique.

  • Lower barrier to entry. You don’t have to come up with 20% down

  • You can start investing even with poor credit

  • Close more deals because you are helping people “other” investors can’t or won’t

  • You will have little to no competition on many of the sellers that will benefit from this structure

  • You can close quickly because you don’t have to wait on a bank to get you a loan

  • You can pay more for a property.

  • You will get better interest rates than a loan you would get yourself

  • Getting a loan several years into payments - less interest more prin

  • Cash flow and equity - gives buyers a chance to cash flow on properties that would not cash flow had they received a new loan

  • BUYER gets to write off depreciation on their taxes. This can help with the amount of taxes you have to pay on your earnings.

How to use Sub-To with an IRA

A Training with Advanta IRA